Last updated: August 30, 2026

1. ACCEPTANCE OF THESE TERMS

FloodDamageLine.com (the "Site") is operated by Green Fusion Investments LLC ("we," "us," "our"). By accessing the Site, or by calling any telephone number displayed on the Site, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, do not use the Site or call the numbers on it. Calling a number on this Site constitutes your acceptance of these Terms, including the arbitration agreement and class-action waiver in Section 10.

2. WHAT WE ARE — AND ARE NOT

FloodDamageLine is a free call-connection and advertising service. We are not a restoration contractor, plumber, remediation company, insurance carrier, or public adjuster. We do not perform, supervise, or guarantee any repair, cleanup, or restoration work. When you call, your call is routed to an independent third-party service provider or a call-routing partner that works with such providers. We are not a party to any agreement between you and any provider.

3. NOT AN EMERGENCY SERVICE

If you are in immediate danger, or if there is a risk of electrocution, structural collapse, gas leak, or fire, call 911 first. This Site is not a substitute for emergency services.

4. THIRD-PARTY PROVIDERS

Providers you are connected to are independent businesses. We make no representation about their licensing, insurance, availability, pricing, or the quality of their work, and we do not endorse any provider. You are solely responsible for evaluating any provider, obtaining written estimates, verifying licenses and insurance, and deciding whether to hire them. Any dispute about services rendered is between you and the provider.

5. CALL RECORDING AND COMMUNICATIONS CONSENT

Calls placed to numbers on this Site may be monitored or recorded for quality assurance, compliance, and training. By calling, you consent to such recording where permitted by law. We and our partners may collect the number you call from and call details as described in our Privacy Policy. We do not make outbound telemarketing calls or send marketing text messages as a result of your call.

6. NO FEES TO YOU; COMPENSATION DISCLOSURE

We do not charge you for using the Site or for connecting your call. We may receive compensation from providers or call-routing partners when calls are connected. This compensation does not affect any price a provider quotes you.

7. ACCEPTABLE USE

You agree not to: place calls that are fraudulent, harassing, or not in good faith; use automated systems to call the numbers on this Site; interfere with the Site's operation; or use the Site in violation of any law. We may block callers or restrict access at our discretion.

8. DISCLAIMERS

THE SITE AND THE CALL-CONNECTION SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT A PROVIDER WILL ANSWER, BE AVAILABLE, RESPOND WITHIN ANY TIME FRAME, OR PERFORM ANY WORK, OR THAT ANY INSURANCE CLAIM WILL BE APPROVED.

9. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, GREEN FUSION INVESTMENTS LLC AND ITS MEMBERS, OFFICERS, CONTRACTORS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY PROPERTY DAMAGE, LOSS, OR INJURY ARISING FROM SERVICES PERFORMED OR NOT PERFORMED BY ANY THIRD-PARTY PROVIDER. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THE SITE OR THE SERVICE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). Some jurisdictions do not allow certain limitations; in those jurisdictions our liability is limited to the fullest extent permitted.

10. BINDING ARBITRATION AND CLASS-ACTION WAIVER — PLEASE READ CAREFULLY

(a) Agreement to arbitrate. You and Green Fusion Investments LLC agree that any dispute, claim, or controversy arising out of or relating to the Site, the call-connection service, these Terms, or any call placed to a number on the Site (a "Dispute") shall be resolved exclusively by binding individual arbitration, rather than in court, except as provided in subsection (d).

(b) Rules and forum. Arbitration will be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect. The Federal Arbitration Act governs this Section. Arbitration may be conducted by telephone, video, or written submissions, or in the county where you reside. The arbitrator's decision is final and may be entered as a judgment in any court of competent jurisdiction.

(c) Class-action and jury waiver. YOU AND WE EACH AGREE THAT DISPUTES WILL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. YOU AND WE EACH WAIVE ANY RIGHT TO A JURY TRIAL. The arbitrator may not consolidate more than one person's claims or preside over any form of class or representative proceeding.

(d) Exceptions. Either party may bring an individual claim in small-claims court if it qualifies. Either party may seek injunctive relief in court to protect intellectual property.

(e) Opt-out. You may opt out of this arbitration agreement by emailing [email protected] with the subject "Arbitration Opt-Out," your name, and the phone number you called from, within 30 days of first using the Site or calling a number on it. Opting out does not affect any other provision of these Terms.

(f) Severability. If the class-action waiver in subsection (c) is found unenforceable as to a particular claim, then this Section 10 shall not apply to that claim, which shall proceed in court under Section 11, and the remainder of this Section shall remain in effect.

11. GOVERNING LAW AND VENUE

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Subject to Section 10, any court proceeding shall be brought exclusively in the state or federal courts located in Pasco County, Florida, and you consent to their jurisdiction.

12. INDEMNIFICATION

You agree to indemnify and hold harmless Green Fusion Investments LLC from any claims, losses, or expenses (including reasonable attorneys' fees) arising from your misuse of the Site, your violation of these Terms, or your dealings with any third-party provider.

13. CHANGES TO THESE TERMS

We may update these Terms at any time by posting a revised version with a new "Last updated" date. Your continued use of the Site or calls to its numbers after changes are posted constitutes acceptance.

14. CONTACT

Green Fusion Investments LLC

13615 Tyrone Street, Hudson, FL 34667

[email protected]